Manage your business Insurance
with Monthly Payments
Stop paying your insurance in one lump sum. Oz Premium Finance lets your business pay in fixed instalments so you keep cash where it counts

What Is Insurance Premium Funding?
Premium funding gives businesses the ability to pay their insurance premiums in regular instalments, rather than in one large lump sum payment.
Flexible Payments
Choose from Direct Debit bank payments or Credit Card (Visa and Mastercard) through our automated payment platform.
Improve Cash Flow
Keep working capital in your business instead of tying it up in a single annual insurance premium payment.
Fast Processing
Loans approved within 24 hours. Our systems integrate with most broker platforms for seamless quoting.
Fixed Rate Loan
Know exactly what your repayments will be with a fixed interest rate for the life of your funding agreement.
Tax Effective
Interest repayments on your premium funding may be tax deductible. Consult your accountant for details.
Direct Access
Talk to a real person. Our operations team handles your loans directly, not a call centre.
Four Steps to Funding
Quote
Your insurance broker provides you with a premium funding quote alongside your insurance invoice.
Acceptance
Accept your premium funding quote online using our simple and secure Online Acceptance process.
Settlement
We pay your insurance premiums in full to your insurance broker.
Instalments
You make the agreed instalments via Direct Debit or Credit Card through our automated platform.
Independent. Australian.
Experienced.
Founded in 2023, Oz Premium Finance is on a mission to be an industry leading provider of flexible premium funding solutions for Australian Businesses. Led by a dedicated group of industry professionals across Insurance, Finance, Legal and Technology, we bring decades of experience to the Premium Funding industry.
Independent and privately owned – we make business decisions quickly and offer fast turn around times – leaving you to carry on doing what you do best. We uphold a strong focus on building relationships with broker partners and their clients so that we can make your premium funding experience seamless.
Experience
Bringing together decades of experience across insurance, finance, legal, and technology.
Technology
Easy to use software which integrates with most broker platforms for seamless quoting.
Independent
Adelaide-based, independent, and privately-owned premium funding specialist. We’re dedicated to providing flexible financing solutions tailored to the needs of Australian businesses.
Nationwide
National sales presence with BDM coverage across Australia.
Oz Premium Funding Trust
Currently open to wholesale investors. A fixed-term investment generating regular monthly returns from a portfolio of Australian insurance premium funding loans.
Investor EnquiriesReady to free up your cash flow?
Speak to our team about premium funding for your business.