Spread Your Insurance
Into Monthly Payments
Stop paying your insurance in one hit. Oz Premium Finance lets your business pay in fixed monthly instalments so you keep cash where it counts.
What Is Insurance Premium Funding?
Premium funding gives businesses the ability to pay their insurance premiums in regular instalments, rather than in one large lump sum payment.
Flexible Payments
Choose from Direct Debit bank payments or Credit Card (Visa and Mastercard) through our automated payment platform.
Improve Cash Flow
Keep working capital in your business instead of tying it up in a single annual insurance premium payment.
Fast Processing
Loans processed and settled within 24-48 hours. Integrated with most broker platforms for seamless quoting.
Fixed Rate Loan
Know exactly what your repayments will be with a fixed interest rate for the life of your funding agreement.
Tax Effective
Interest repayments on your premium funding may be tax deductible. Consult your tax adviser for details.
Direct Access
Talk to a real person. Our operations team handles your loans directly, not a call centre.
Four Steps to Funding
From quote to settlement in as little as 24 hours.
Quote
Your insurance broker provides you with a premium funding quote alongside your insurance invoice.
Acceptance
Accept your premium funding quote online using our simple and secure Online Acceptance process.
Settlement
We pay your insurance premiums in full to your insurance broker, who sets up your policies.
Instalments
Make agreed monthly instalments via Direct Debit or Credit Card through our automated platform.
Independent. Australian.
Experienced.
Oz Premium Finance is an Australian premium funder built by people from NAB, Deloitte, and Bendigo Bank. We fund insurance premiums for businesses across every state and territory.
Independent and privately owned. We make credit decisions quickly and settle loans fast because there is no bureaucracy between your broker and the people approving the deal.
Experience
Ex-NAB, Deloitte, Bendigo Bank. 80+ years combined in banking and insurance.
Technology
Integrated with Open Insurance, Sunrise, and other major broker platforms.
Independence
No bank parent. We make our own credit decisions, same day.
Nationwide
Funding businesses in every state and territory across Australia.
Oz Premium Funding Trust
Currently open to wholesale investors. A fixed-term investment generating regular monthly returns from a portfolio of Australian insurance premium funding loans.
Investor EnquiriesReady to free up your cash flow?
Speak to our team about premium funding for your business.